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Thread Statistics | Show CCP posts - 11 post(s) |
Andre Vauban
Gallente Quantum Cats Syndicate
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Posted - 2010.03.30 15:15:00 -
[1]
Can you comment on the time period on which insurance will be recalculated and will the mineral costs used for that calculation or maybe even the insurance payouts be published anywhere (via API)? An API for querying insurance payouts would be EXTREMELY valuable.
My concern is that my corporation posts internal contracts for all T1 ships at net insurance costs, ie if payout is 1000 isk and insurance cost is 200 isk, we sell the ship for 800 isk. This ensures members have perpetually "free" ships and the corporation only has to subsidize a small amount of each ship. This program is very important to us.
With the new model, we could still continue to do this depending on the time intervals and access to the information for us to quickly and easily recompute net insurance values. My concern is that it will be impossible to offer this service to our members if the insurance payout amounts change more often than every two weeks, which is the max contract time for which we can have a ship posted on corp contracts. The other concern is that CCP "hides" the computed value of the ship and/or insurance payouts. This will make it a VERY difficult process to compute net insurance cost.
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Andre Vauban
Gallente Quantum Cats Syndicate
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Posted - 2010.03.30 15:34:00 -
[2]
Originally by: Nick Curso Edited by: Nick Curso on 30/03/2010 15:24:23
Originally by: Trauli
Originally by: Nick Curso Edited by: Nick Curso on 30/03/2010 15:09:29
Originally by: CCP Chronotis The flip side of that would be the risk adversity argument, that some would risk them less because of this.
People wouldn't use them at all because of this. I think like viper said where is the logic in nerfing the one ship class where a respectable amount of ISK is lost in its loss. Not to mention the massivly expensive fittings they need. Unless ofc u want to see t2 fitted super carriers and titans. Has it also been considered how much of a time sink it is to build super caps from a non ISK perspective such as compression time/hauling/build time etc. In some cases ppl have worked for years to get these ships and contrary to the myth don't have 100's of bils in the bank after the ship purchase. To be punished with next to no insurance payout meaning you have to start from scratch again.
Seems like a bit of a crazy plan to me maybe its time to look away from the numbers and actually consider the other requirements of getting a ship like that and think to yourself "Is this really fair?"
The world needs less super capitals (so unless you are super rich and replace them at the drop of a hat) then of course there should be a massive risk for you to deploy one.
My point is for most it already is a massive risk to deploy them. After this you would just have to be insane.
It might be extreme, but it might help prevent some of the lolz hot drops. As a smaller entity, it gets difficult to deploy capitals as we know a larger entity has no problem making a 10 minute detour to fly across the universe and back to hot drop our 2-3 capitals with 10+ super caps with carrier support. Maybe it will no longer be too risky and not worth it to deploy super caps and to a lesser degree caps for the lolz.
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Andre Vauban
Gallente Quantum Cats Syndicate
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Posted - 2010.03.30 19:59:00 -
[3]
Originally by: CCP Chronotis
On this topic: what are people's thoughts on removing insurance premiums altogether. We looked at and will continue to look at this in the future speculatively as its not a huge step to account for premium removal now and cause less pain for you folks in remembering to insure your ships.
In this case you would then only get a single payout per ship always on death with caveats in the future which might affect this like concordokken for example and never need to insure the ship.
To give you some data: 75% of ships that were insured were platinum. Most ships were not insured with only battlecruisers, battleships and dreadnoughts being the most insured groups as a % of the total for each group.
My opinion is we make insurance like medical clones, you either have it don't. The default is no insurance. The only other option is platinum level insurance. Eve is about making mistakes and those mistakes costing you something.
I do like the idea of cheaper insurance extensions if you remember to request one BEFORE your current insurance runs out or different prices for platinum insurance based on the duration of the insurance contract. ie 3 months costs y, but 6 months costs 1.5 x y.
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